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The Public Sector Lags Behind Private Employers in Short-Term Disability Benefits (PDF)
Colonial Life 
Mar. 18, 2014
"Although disability coverage is considered a staple in most employee benefits packages, research shows state and local government employees have more limited access to disability insurance than the private sector. The Bureau of Labor Statistics reports only 23% of state and local government workers have access to short-term disability insurance. Yet 39% of employers in private industry offer this coverage to their employees. Why the discrepancy?"
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