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Spectrum Pension Consultants (part of Daybright Financial)
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Regional Sales Director-Heartland July Business Services
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Internal Channel Sales Team Lead July Business Services
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Relationship Manager – Defined Contributions Daybright Financial
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Director of Regulatory Operations and Compliance PCS Retirement
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Director, Strategic Accounts and Channel Development July Business Services
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EPIC RPS
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Nova 401(k) Associates
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Experienced Employee Benefits Attorney Shipman & Goodwin LLP
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Independent Retirement
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Daybright Financial
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Daybright Financial
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EPIC RPS
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Stones River Consulting
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Regional Sales Director-Mid Atlantic July Business Services
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Four Factors Shaping Higher 2015 Healthcare Premiums
Healthcare Payer News 
Apr. 4, 2014
"The following four considerations will factor into insurers' 2015 pricing: [1] The risk pool may differ somewhat.... [2] The risk mitigation program -- risk adjustment, reinsurance and risk corridor -- continues but at lower funding in 2015.... [3] Narrow provider networks were a key reason 2014 exchange rates ended up lower than most had predicted, and will continue in 2015.... [4] Insurer positioning next to the lowest rates is an important strategy to be competitive."
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