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Growing Shift in the Health Plan Cost Burden from Employers to Employees
HighRoads 
Apr. 14, 2014
"Two-thirds of 2014 medical plans have individual, in-network out-of-pocket maximums of $2,500 or more. This is up from 58 percent of plans in 2013, and 49 percent in 2012. 42 percent of plans charge coinsurance for office visits, up from 35 percent in 2013. Emergency room (ER) visit co-pays have increased by roughly $3 per year since 2009, with a 2014 average of $113 per visit. The percentage of plans with high deductibles grew by 2 percent in 2014 from 23 percent to 25 percent."
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