"New York State health officials said on [April 25] that they would not require out-of-network coverage on [ACA] health plans next year, a decision likely to disappoint customers who have complained that they can no longer use their favorite doctors and hospitals. Restricting consumers to a fixed network of doctors and hospitals, called in-network coverage, helps keep costs down, and for the first year, none of the 16 insurance companies in New York's exchange deviated from that model."

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