Senior Specialist 401k Recordkeeping T Bank N.A.
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Greenline Wealth Management
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Pollard & Associates
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Defined Contribution Account Manager Nova 401(k) Associates
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Fringe Benefit Group
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Defined Contributions Compliance Consultant Loren D. Stark Company (LDSCO)
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Retirement Solutions Specialists
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Defined Benefit Combo Cash Balance Compliance Consultant Loren D. Stark Company (LDSCO)
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Retirement Planners and Administrators (RPA)
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New York City District Council of Carpenters Benefit Funds
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Great Lakes Pension Associates, Inc.
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TPA Retirement Plan Consultant EPIC RPS (TPA/DPS)
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Defined Benefit Consultant/Enrolled Actuary Pension Plan Specialists, PC
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Is the Four Percent Rule Still Relevant for Retirees?
U.S. News & World Report Apr. 30, 2014 "Perhaps the safe number is now 3.5 or 2.8 percent. Here are a few other reasons the 4 percent rule might not work for you: You have an atypical investment allocation.... You have set aside a big cash pile.... Taxes will make a big difference.... Investment expenses will eat into the returns.... Making a one-time big purchase that violates the withdrawal rules will cause havoc... You want to withdraw more in the early years and dial it back in the later years... A pension or annuity without inflation adjustments makes the math more complicated." |
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