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Relationship Manager for Defined Benefit/Cash Balance Plans Daybright Financial
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'Myth Understandings' About DB Plans and Retirement Readiness
Nevin Adams, Employee Benefit Research Institute [EBRI] 
May 9, 2014
"There's no question that some Americans in the private sector have derived, and will continue to derive, significant retirement income from DB plans, and DB plans did and can deliver for the portion of the population that does stay with one employer/plan for a full career. The data show, however, that many Americans were not covered by those plans, even in the 'good old days,' and that even many of those who were covered, for a time anyway, were not likely to receive the full benefit that the design was capable of delivering because they didn't have, or take advantage of, the opportunity. Sound familiar?"
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