"The study found four main reasons local governments been slow to adopt automatic enrollment practices: ...[1] In a few places, an exemption to anti-garnishment laws has been written into statute for a particular retirement system or plan. [2] Government leaders worry that automatic enrollment in a supplemental savings plan might overburden their employees, especially those who earn modest wages. [3] There is debate in the labor community about whether or not automatic enrollment should be supported. [4] Administrative challenges, such as multiple record keepers."  MORE >>