"The [Hobby Lobby] ruling raises the question of why, uniquely in the industrialized world, Americans have for so long favored an arrangement in health insurance that endows their employers with the quasi-parental power to choose the options that employees may be granted in the market for health insurance.... Furthermore, the arrangement induces employers to intervene in many other ways in their employees' personal life -- for example, in wellness programs that can range from the benign to annoyingly intrusive, depending upon the employers' wishes."

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