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Which Fiduciary Should a Plan Sponsor Hire: ERISA 3(16), 3(21) or 3(38)?
Lawton Retirement Plan Consultants 
July 30, 2014 "Plan sponsors should keep in mind that choosing a 3(16) fiduciary to be responsible for some or all of their plan administration duties does not relieve them of all fiduciary responsibility.... Most 401(k) retirement plan sponsors who have retained an investment advisor who is a fiduciary, work with a 3(21) advisor.... Section 3(38) financial advisors often are a best fit for non-employee directed retirement plans, like defined benefit plans." MORE >> |
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