"[EBSA's] re-proposal of the controversial rule has been delayed again, this time until January 2015 ... Assuming a six-month comment period and six months of hearings to develop final regulations, the final rule could be up for a vote in early 2016.... While it is true that the way Americans save for retirement looks different today than it did in 1974, the challenge for the DOL is to ensure the cure is no worse than the ailment. The EBSA's challenge is to draft regulations that protect plan participants and IRA investors from true conflicts of interest resulting in unsuitable investment advice, but that do not have a significant unintended chilling effect on the provision of suitable investment advice."  MORE >>