"According to the IRS, premiums have grown more rapidly than incomes. As a result, the 9.5% threshold must be adjusted upward. For 2015, the adjusted percentage will rise to 9.56%. This means that any 'large employer' that is attempting to set employee-only premiums at the maximum level that will still satisfy the 'affordability' standard should be using 9.56%, rather than 9.5%, in its safe-harbor affordability calculations."  MORE >>