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Rethinking ERISA's Promise of Income Security in a World of 401(k) Plans
Lawrence A. Frolik, University of Pittsburgh School of Law 
Aug. 11, 2014
"This article discusses the evolution of retirement income funds from defined benefit packages to 401(k) and IRA accounts and how the changing dynamic has reshaped the way retirees think about post-retirement income.... [The author] presents questions about the ability of retirees to successfully address the complex issues relating to investment choices including, what entity they entrust their savings to, the volume and source of distributions, and long-term sufficiency planning."
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