"[W]ith respect to a company the stock of which is publicly-held, it should be lawful and prudent to choose reputable analysts that track the stock and use a majority opinion with respect to them to make the prudence determination.... If a majority rated the stock as a 'hold' or better, it would be deemed a prudent investment.... A non-insider employee ... could be required to track the results as of a date in each quarter, and report the results to the investment fiduciary or fiduciaries. An interim analysis could be performed if an unusual event occurred that caused a sudden stock value drop. The plan in issue could be drafted to provide for [this] system of analysis[.]"  MORE >>