"When you must provide notices: [1] Before the annual Medicare Part D enrollment period (10/15 -- 12/7 each year), [2] Before the individual's initial Medicare Part D enrollment period, [3] Before group health plan enrollment, [4] When group health plan coverage ends (i.e., plan termination) or creditable status changes, and [5] Upon the individual's request. For the first two events, employers can satisfy the requirement by providing the notice to all plan participants before October 15th each year. The notice may be included in open enrollment packages and new hire or new enrollee materials."

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