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Open Enrollment: Insights from Medicare for Health Insurance Marketplaces
Henry J. Kaiser Family Foundation 
Oct. 23, 2014
"Health insurance plans often change from one year to the next, and some of these changes could have a real impact on costs and coverage, including changes in premiums, cost-sharing, benefits, formularies and choice of doctors and hospitals. Consumers are advised to review their options carefully before deciding whether to renew their current plan or enroll in a new one. But will they?"
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