"PBGC is wildly overcharging most companies for its 'insurance,' while undercharging some very risky companies. PBGC is well aware of the latter point -- it is why they want to move to a more risk-based system. But Congress is (in the current political situation) never going to give them discretion to set premiums ... [And what] the heck PBGC is going to do with the multiemployer fund ... [which] is melting down[?] ... Let's have everybody that ever maintained a multiemployer plan contribute to the wind-up of that system ... And let's have everybody that ever maintained a single employer DB plan contribute to the liquidation of the losses in that system that have been dumped on the PBGC."