"[T]he International Franchise Association and the U.S. Chamber of Commerce commissioned a survey indicating that some employers have already cut hours and replaced full-time employees with part-timers to skirt the mandate.... Of franchise businesses, 31 percent said they have reduced hours because of the health-care law, compared to 12 percent for non-franchise businesses. A smaller number of franchises said they cut headcount or replaced full-time workers with part-timers because of the law -- even though the employer mandate was delayed over the summer until 2015."

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