"[B]efore signing a service agreement with any covered service provider (CSP), the following questions should be considered by the responsible plan fiduciary(ies): ... [1] Does our CSP provide a notice of any additions and deletion from the menu of options? [2] Does any CSP have the discretion to remove an investment from the menu without the prior authorization of the responsible plan fiduciary? ... [3] Does the responsible plan fiduciary have the option of using investment alternatives that do not provide any indirect payments to the CSP? [4] Does the CSP have the discretion to unilaterally adjust their compensation?"

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