"What Should You Do First? Ask for More Time ... Identify Key Players ... Review the Data Request and Identify Sources of Information ... Gather all plan-related documents including policies, certificates, TPA contracts for administrative services such as claims processing, ERISA plan documents, amendments, summary of material modifications and summary plan descriptions. You may already have these documents in one file if you have a wrap plan ... Don't be afraid to say 'not applicable' but be prepared to explain the reason."  MORE >>