"[Alicia Munnell, director of Boston College's Center for Retirement Research,] has been writing about Social Security and retirement for nearly five decades, and has no plans to stop working. She said she recognizes her book makes proposals that workers and policy makers may not want to hear. But the reality is retirement for this and coming generations has changed. Workers are increasingly on their own and denying that -- and failing to take steps such as working a few more years -- will only lead to serious problems in the future."  MORE >>