"In 2012, the average 401(k) plan offered 25 investment options, of which about 13 were equity funds, three were bond funds, and six were target date funds.... [A]bout 70 percent of plans offered a suite of target date funds.... [T]he percentage of participants that were offered target date funds increased from 39.5 percent of participants to 69.8 percent between 2006 and 2012, and the percentage of assets invested in target date funds increased from 3.0 percent to 13.4 percent.... Forty percent of 401(k) plans had a simple match formula in 2012 ... Seventeen percent of plans had no employer contributions."  MORE >>