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Who Maxes Out on Health Savings Accounts? (PDF)
Employee Benefit Research Institute [EBRI] 
Jan. 30, 2015
"Overall, 15 percent of all accounts had received the maximum contribution.... HSAs with employer contributions were less likely than those without employer contributions to receive the maximum contribution. In 2013, 14 percent of HSAs with an employer contribution received the maximum contribution, compared with 20 percent of accounts without an employer contribution. Accounts belonging to individuals with distributions from their HSA for claims were more likely than those without such distributions to have received the maximum contribution in 2013."
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