"As employer organizations, we urge you to issue a two-year delay of the expansion of the small group market definition as soon as possible.... [This delay is needed to:] [1] preserve the intended timeline in the ACA that afforded businesses subject to the employer responsibility requirements two initial years of offering coverage in the large group market before being subject to the more extensive benefit and rating requirements in the small group market; [2] Protect the ability of employers to select from a broader array of coverage options; and [3] Mitigate the dramatic premium increases that will occur with the expansion."  MORE >>