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MyRA or the Highway?
National Center for Policy Analysis [NCPA] 
[Opinion] Feb. 18, 2015
"[T]he MyRA has several significant drawbacks: Because the MyRA only invests in government debt (bonds), it is not the wisest choice for workers who have decades before retirement. The MyRA is only available to workers whose employers are set up to make automatic payroll deductions. The MyRA account is limited to 30 years or a $15,000 balance, at which time the account must be rolled over into a private IRA."
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