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Wall Street Is Not (Primarily) to Blame for America's Retirement Mess
Morningstar; free registration may be required Link to more items from this source
[Opinion]
Mar. 13, 2015

"[M]any households do not pay any financial-services firm even a dime to manage their money -- because they have no investments. Nearly half of families do not save anything for any purpose, according to the Federal Reserve. As a result, the median family in the United States has financial assets of just $21,200, according to the Fed, and just more than half have no retirement account."

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