"Between 1999 and 2011, the availability of employer-sponsored retirement plans in the United States declined ... from 61 percent to 53 percent.... In 2011, 68 percent of the working age population (25-64) in the U.S. did not participate in an employer-sponsored retirement plan ... [This report's] findings suggest the decline in employer sponsorship of retirement plans and the shift away from traditional pensions (defined benefit plans) and toward 401(k)-type defined contribution plans are jeopardizing the retirement income security of U.S. residents."  MORE >>