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Report on Life and Annuity Living Benefit Riders: Considerations for Insurers and Reinsurers (PDF)
Society of Actuaries 
May 4, 2015 74 pages. "The Society of Actuaries (SOA) Product Development Section and Reinsurance Section, along with the Committee on Life Insurance Research, have sponsored this research paper to investigate life and annuity living benefit riders and their implications from both a direct writer and a reinsurer perspective.... The scope of the research includes the following products: [1] Accelerated Death Benefits (ADB) for Chronic Illness; [2] ADB for Terminal Illness; [3] ADB for Critical Illness [4] Life/Long Term Care Insurance (LTCI) Accelerated Benefits; [5] Life/LTCI Linked-Benefit Plans; [6] Annuity/LTCI Linked-Benefit Plans; and [7] Annuity Enhanced Payout Benefits triggered by a qualifying health condition." MORE >> |
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