New York City District Council of Carpenters Benefit Funds
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July Business Services
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Greenline Wealth Management
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Regional Sales Director (West) July Business Services
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Pollard & Associates
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Retirement Planners and Administrators (RPA)
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July Business Services
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Defined Contribution Account Manager Nova 401(k) Associates
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TPA Retirement Plan Consultant EPIC RPS (TPA/DPS)
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Fringe Benefit Group
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Defined Contributions Compliance Consultant Loren D. Stark Company (LDSCO)
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Senior Specialist 401k Recordkeeping T Bank N.A.
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Retirement Solutions Specialists
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Great Lakes Pension Associates, Inc.
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We Speak, Therefore We Save -- or Not
Vanguard May 17, 2015
"Some languages such as English make a grammatical distinction between the present and the future.... Linguists categorize English and languages with similar treatment of tenses as strong future-time reference (strong-FTR) languages. Weak-FTR languages such as Estonian, German, and Chinese make weaker demarcations between the present and the future.... [One researcher] finds that those who speak weak-FTR languages are more likely to save and, on average, accumulate more wealth for retirement than those who speak strong-FTR languages."
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