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Despite Low Inflation, Employers Should Expect Health Care Premiums to Surge Into 2016
Wells Fargo 
May 19, 2015
"The survey of more than 65 insurance companies nationwide found that, before any plan design changes, overall claim costs will continue to increase by 7 to 10 percent, indicating even higher premium rates in 2015 and 2016.... Medical claim increase trends ... range from 7.2 percent for HMO to 9.0 percent for Indemnity Fee-for-Service annually, slightly below 2014 level... The survey showed a continued increase in prescription drug cost trends as a result of price increases in generic drugs, and growing use of specialty biotech drugs,... Healthcare claim trends for 2016 expected to increase for most products."
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