"[1] Moving from a single investment manager format to a multi-manager or open-architecture format ... [2] Diversifying the underlying investment ... to also incorporate nontraditional asset classes ... [3] Providing more flexibility to respond to short-term market fluctuations ... [4] Mixing active and passive investing strategies ... [5] Calibrating the glide path to deliver better results in the distribution phase of a retirement plan[.] "  MORE >>