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Dramatic Shift to Consumer-Directed Health Plans
HighRoads 
June 11, 2015
"71 percent of employer health plans have individual, in-network out-of-pocket maximums (OOPMs) of $2,500 or more in 2015, up from 66 percent in 2014 and 58 percent in 2013.... ER copays increased 9 percent, reflecting the rising cost of hospital care as well as the cost-share increase between the plan and participants.... Across the board, out of network preventive service costs were higher with the exception of a routine mammogram."
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