5 Q&As address product design changes that may or may not be considered new products, discontinuance of products, or complete market withdrawal. Excerpt: "The uniform modification rules give issuers substantial room to adjust product portfolios. Changes to covered benefits, outside of those made pursuant to applicable federal or state requirements, may cumulatively impact the plan-adjusted index rate for any plan within the product by plus-or-minus 2 percentage points without falling outside the scope of the uniform modification of coverage rules."  MORE >>