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Employee Concerns Can Befuddle a 401(k) Plan Sponsor/Fiduciary
Fiduciary News; registration may be required 
July 7, 2015
"[A recent] survey shows, except for people with smaller incomes, there's more interest among employees about their investment selections than about how much they should save to live a comfortable retirement.... By not saving as early as possible, retirement savers miss out on one of the greatest opportunities they have when it comes to, ultimately, retiring in comfort....With or without guidance, more than half of the 401k participants prefer to do their own investment research and make their own decisions."
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