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Supplemental Plan Offerings and Retirement Saving Choices: An Analysis of North Carolina School Districts
National Bureau of Economic Research [NBER] Link to more items from this source
July 20, 2015
"Unlike private sector employers, public school districts generally offer more than one type of supplemental retirement savings plan and allow multiple vendors to offer products.... [T]his study examines the impact of inter-district differences in supplemental plan administration on participation in these savings vehicles. [The authors] find wide variation in total participation rates and in 403(b) plan participation rates in particular, even among this population of public-sector workers with the same defined benefit pension plan, health plan, and retiree health coverage."

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