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Americans' Attitudes and Behaviors Toward Finances and Planning
Northwestern Mutual 
July 21, 2015
"The vast majority (69%) of U.S. adults are taking a self-directed approach to planning which may be exacerbating already complex financial challenges ... U.S. adults are deeply concerned about financial security before and during retirement, yet ... 30% of U.S. adults say they are 'not at all financially prepared' to live to the relatively 'young' age of 75 while more than a third do not have any sense of how much income they may need in retirement; 62% of working Americans expecting to delay retirement by necessity, citing insufficient savings as a top reason."
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