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Increased Competition Kept Lid on Health Insurance Inflation, HHS Says
The New York Times; subscription may be required 
July 31, 2015
"Most people who bought insurance through the federal marketplace had a greater choice of health plans this year than in 2014, the administration said, and premiums rose less in counties where more insurers were competing for business. The presence of additional insurers 'played an important role in moderating premium increases,' said Richard G. Frank, an assistant secretary of [HHS].... Federal health officials refused to speculate on how insurance company mergers might affect premiums."
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