"The voluntary automatic savings increase tool was not expected to have a major impact. Instead, it was considered something useful to help chip away at the lost 11.5% of annual DB benefits. It was also considered a means for those participants on a tight budget who were not automatically enrolled to increase their savings rates at their own pace.... [Instead, after] two years, over a quarter of the bank's participants have used this feature and voluntarily elected an increase schedule."  MORE >>