"For states that seek to protect and expand the [employer-sponsored health insurance] market, combining public dollars with employee and employer contributions is an attractive alternative. Using a State Innovation Waiver ... a state could create a [Health Insurance Premium Payment Program] that ... would take some of the money currently spent on tax credits and reduced cost sharing in a state-based exchange or the federally facilitated marketplace and redirect it to pay a portion of the employee premium cost and underwrite some of the out-of-pocket expenses."  MORE >>