"The rising frequency of truly catastrophic claimants continues -- with one in five respondents reporting a claimant in excess of $1 million over the last two policy years. Stop-loss remains the primary focus of risk management, with interest in captives and private exchanges remaining slight at 10% or less amongst respondents.... The primary focus of the survey remains current premium rates ... Stop-loss premium reflecting over 550,000 covered employees is measured."  MORE >>