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MAP Retirement
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How Much Income Does a Retiree Really Need?
ThinkAdvisor 
Sept. 2, 2015
"When we plot out median spending as a percentage of gross income among pre-retirees, we see that those in the middle, fourth and especially the fifth quintile of income aren't spending anywhere close to their income. In fact, the median household in the top income quintile is spending 36% of their gross income each year. Even the 90th percentile spendthrift in the top income quintile is spending just 63%."
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