"An inheritance or a life insurance death benefit can make a meaningful difference in closing the gap between being unprepared and being prepared for retirement. The median shortfall for lower income households at risk today is $56,986 and is projected to be $131,283 (in today's dollars) when the head of the household turns age 65. For middle income households, the median shortfall is $87,489 today and is projected to be $197,385 (in today's dollars) when the head of the household turns age 65. Closing all or even a portion of those gaps through the death benefit from life insurance may be an economically feasible option for many families."  MORE >>