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Retirement, LLC
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Compass Retirement Consulting Group, Inc.
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Central Pension Fund of the IUOE
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Retirement Plan Legal Specialist Pentegra
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Carpenter Morse Group
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United 401(k) Plans, Inc.
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Central Pension Fund of the IUOE
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| What's the Impact of the 2016 IRS Retirement Plan Limits? Van Iwaarden Associates  [Guidance Overview] Nov. 2, 2015 "A flat qualified compensation limit could have several consequences. These include: [1] More compensation counted towards SERP excess benefits ... [2] Lower-than-expected qualified pension plan accruals for participants whose pay is capped ... [3] [E]mployers may find that more of their employees become classified as HCEs.... [4] Plans may see marginally worse nondiscrimination testing results (including ADP results) if more employees with large deferrals or benefits become HCEs. It could make a big difference for plans that were previously close to failing the tests." |
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