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IT Projects in the Retirement Industry: Challenges with Budgets, Timeline and Resources (PDF)
Altaf Darzi 
[Opinion] Nov. 10, 2015
"In the U.S. retirement industry, ... [p]rojects related to upgrading or replacing core applications like record keeping systems and other plan administration applications [often] have failed to deliver the planned business cases. In most of the cases, one common reason behind all budget overruns and project failures is lapse in factoring all critical cost drivers."
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