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Confidence and Reality Often at Odds When Planning for Retirement
LIMRA 
Nov. 18, 2015
"[J]ust over half of pre-retirees (age 50 to 75 with at least $100,000 in household investable assets) are confident in their retirement security based on their self-assessed ability to manage finances (62 percent) and the expectation of living modestly in retirement (59 percent).... [O]nly 20 percent actually have a formal retirement plan and less than 40 percent have done basic planning activities, such as calculating what their assets, income, and expenses will be in retirement."
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