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Target Date Funds May Miss the Mark for Investors
MarketWatch 
Jan. 11, 2016
"The most fundamental active decision, common to all target-date funds, is setting the 'glide path.' This refers to the degree and rate that the fund changes from aggressive to conservative as the target year approaches. It is usually depicted as a downward-sloping graph line measuring a diminishing allocation to stocks over time. Determining where to start and stop the stock allocation is the essence of active management.... [T]he choices are varied to say the least."
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