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Expense Risk in Retirement
The Retirement Cafe 
Feb. 2, 2016
"The most you can lose of your savings is 100% of your portfolio, but you can have unexpected expenses far greater than your savings -- a medical catastrophe, for example.... Most retirement research assumes that you will only spend a 'sustainable' amount of your savings portfolio ... but in reality, you will spend whatever life costs. Spending a sustainable amount of your portfolio is 'retirement savings insurance', not bankruptcy insurance."
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