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Maximize Your Social Security Benefits
Bond, Schoeneck & King 
Feb. 23, 2016
"[S]pousal strategies to maximize benefits start with knowing each spouse's [primary insurance amount (PIA)]. The other important facts, however, are realistic estimates of longevity as well as a review and estimate of overall income and resources available during retirement. As a result of unknown or unaccounted-for factors, it could be that the best-laid plans to maximize Social Security benefits turn out to be wrong.... Choosing how to take Social Security benefits ought to be accompanied by careful thinking about your health and other retirement resources[.]"
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