"8 states are considering retirement savings initiatives.... This brief focuses on lessons learned from [California and Connecticut] to inform other states considering similar efforts.... The first section describes the California and Connecticut initiatives. The second section presents three lessons learned from their feasibility studies: [1] high rates of employee participation can be expected; [2] employers are split in their support, but they will not discourage participation by employees; and [3] program design and implementation are critical. The final section concludes that while the work done by California and Connecticut suggests a promising outlook for auto-IRAs, success will depend on how well the programs are implemented."

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