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Retirement Plan Administration Consultant Blue Ridge Associates
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Regional Vice President, Sales MAP Retirement USA LLC
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Pentegra
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Relationship Manager for Defined Benefit/Cash Balance Plans Daybright Financial
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Managing Director - Operations, Benefits Daybright Financial
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BPAS
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Anchor 3(16) Fiduciary Solutions
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Cash Balance/ Defined Benefit Plan Administrator Steidle Pension Solutions, LLC
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MAP Retirement
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Retirement Relationship Manager MAP Retirement
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ESOP Administration Consultant Blue Ridge Associates
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Why Most Retirement Income Plans Lead to Over-Saving and Over-Working
The Wall Street Journal
Apr. 1, 2016 "[T]he most-quoted 'safe withdrawal' research takes an approach that ... consistently assumes that retirees increase their spending by inflation each and every year of retirement. To sustain such spending growth, they stipulate withdrawal rates of 4% (if not less).... They become square-pegs-for-round-holes approaches by assuming retirement spending is static. Instead, it is dynamic over one's retirement-ebbing and flowing as 'life' and 'bucket lists' intersect -- and in a steadily decreasing pattern." MORE >> |
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