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The Final Rule: DOL's Expanded Definition of Investment Advice Fiduciary Under ERISA and Revised Complex of Exemptions (PDF)
Eversheds Sutherland 
[Guidance Overview] Apr. 13, 2016 30 pages. "Model asset allocations and interactive tools will not be considered fiduciary 'recommendations' even if the materials identify specific plan investments. Communications between employees, such as human resource staff communicating information about plan distribution options, will generally be excluded from the definition of 'fiduciary investment advice.' Recommendations regarding term life, health, and disability plans will not be considered fiduciary advice." |
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